(844) 358-6249 Apply

50+ lenders, one application

Business funding that movesas fast as you do.

One application reaches a network of 50+ lenders, the offers come back together, and an advisor goes through them with you. No obligation to take any of them, and a soft credit check that leaves your score where it is.

  • No obligation
  • Soft credit check only
  • 97% approval rate
  • Funded in 24–48 hours

Start the application (844) 358-6249

About two minutes, and nothing payable for finding out.

An owner and an advisor reading the offers together.
Side by sideEvery offer, read against the others
16+years arranging funding
4,500+businesses funded
50+lenders in the network
97%of applications see an offer

The six

Six programs, and what each one costs

Every figure this firm publishes about what it arranges. Costs are where each program starts; where a business lands inside them is the lender's decision once the application has been read.

ProgramAmountTermStarts atFunded in
Line of Credit Up to $1,000,0006 months – 3 yearsFrom 4.5%1–2 days
Working Capital Loan Up to $1,000,000Daily or weekly ACHFrom 4.5%1–2 days
Term Loan $10,000 – $1,000,000Up to 24 monthsFrom 6%1–2 days
Short-Term Business Loan $10,000 – $1,000,000Up to 24 monthsFrom 6%1–2 days
Equipment Financing Up to $250,0001 – 5 yearsFrom 8%Monthly repayment
Merchant Cash Advance $5,000 – $500,000Daily or weekly ACH1.10 – 1.35 factor24–48 hours

The term loan and the short-term loan are published with the same amount, the same term, the same starting rate and the same speed. On these figures they are one product under two names. The difference between them is normally how long you are repaying — a term loan runs longer — so if you are choosing between the two, ask what term each is actually being offered at before you sign either.

The cash advance is priced as a factor rather than as interest, and the two do not compare. A factor of 1.10 on $100,000 is $110,000 to repay whether it clears in six months or eighteen; paying it off early does not make it cheaper. Interest does fall when the balance does. This site is the only one in its network that publishes the top of its factor range as well as the bottom.

What happens after you apply

Apply, compare, choose.

Two minutes to apply, a day or two to fund, and nothing to pay for finding out.

Step 01

You apply

About two minutes online with the basics about the business. No fee, no paperwork to dig up, and a soft credit check that leaves the owner's score where it is.

Two minutes, and a soft check that leaves the score alone.

Step 02

The offers come back together

One application reaches the network rather than one lender at a time, so the offers arrive as a set and can be compared side by side instead of accepted one by one.

The offers, back as a set and read side by side.

Step 03

You choose, or you walk away

An advisor goes through what came back — what each costs, how each is repaid, which to refuse. Nothing is owed if you refuse all of them.

Chosen, or refused, and nothing owed either way.

Before you sign anything

Said plainly

Nexus is not the lender
It arranges the funding and is paid by the lender on a completed deal. The amount, the rate, the term and the decision belong to whichever lender you accept.
No collateral on most programs
Equipment financing is the exception: the equipment normally stands behind the loan. Ask what the security is before you sign that one.
Applying does not mark your credit
The application is a soft credit check. A hard inquiry happens later, with your agreement, and only if you proceed with a particular lender.
The costs above are floors
They are where each program starts. What a business is actually offered depends on its revenue, how long it has traded and its credit profile.
Nothing is payable to us
No application fee, no upfront cost, and nothing owed if every offer is refused.
Going through what came back, including what to refuse.

The network behind it

Fifty lenders, and a person who reads them for you

Applications from Nexus go to the same lending partners as applications from the other brands that use this network, and $2B+ is what that network has arranged in all — not what this office has arranged on its own.

About Nexus Business Financing

A named advisor, not a queue.

The application

Apply

About two minutes, no fee, no obligation, and no mark on the owner's credit score for asking.

Rather talk to somebody first? (844) 358-6249.